FRIDAY Insurance S.A.
Public limited company under Luxembourg law with a share capital of € 16.154.865.
Registered at „Registre du Commerce et des Sociétés de Luxembourg“ (RCS) under number B220195
8, Rue du Château d’Eau
L - 3364 Leudelange
Grand Duchy of Luxembourg
E-Mail: info@friday-insurance.com

Board of Directors: Andreas Burki (Chairman), Urs Bienz, Andreas Frick, Alain Nicolai

Approved by the Ministry of Finance of the Luxembourg Government as an insurance company for non-life branches:
1, 3, 7, 8, 9, 10, 13, 16, 17, 18

Responsible supervisory authority:
Commissariat aux Assurances
11, Rue Robert Stumper
L - 2557 Luxembourg
Grand Duchy of Luxembourg

Phone: (+352) 22 69 11 - 1
Fax: (+352) 22 69 10
Mail: caa@caa.lu
Website: www.caa.lu

General terms and conditions of use of the website friday-insurance.com

Preamble
friday-insurance.com is the website of the company FRIDAY Insurance S.A., which is part of Baloise (Luxembourg) Holding S.A.
This site is operated by FRIDAY Insurance S.A. (“FRIDAY”), which has endeavoured to comply with all legislation concerning the establishment and operation of a website.
The use of the site is subject to these General Terms and Conditions of Use. Anyone who accesses the site to consult information on it declares that they accept, without reservation, all the General Conditions of Use, and to use the site and the contents made available to them in accordance with these General Conditions of Use.

Website privacy policy

Protection
Data protection has a high priority at FRIDAY. Your personal data is handled in the strictest confidence and in accordance with current data protection legislation. In close cooperation with our hosting providers, we strive to achieve a high level of protection in order to secure your data against unauthorised access, loss or misuse.

Use and transmission of personal data for specific purposes

Your data is only used for a purpose that is either indicated when the data is collected, is readily apparent from the context, or is legally required. We oblige our employees to maintain confidentiality, comply with data protection laws.

Handling of personal data

Personal data is information by means of which a person can be identified. Examples of such data include name, email address or telephone number. Data about personal preferences, such as hobbies or affiliations, as well as preferences regarding other websites, is also considered to be personal data.

Personal data is only recorded, used and shared by us if this is legally permitted or if you give your consent to the relevant data processing.

Server log files

FRIDAY records data about access to the website, in the form of server log files. This access data includes:

Name of the website that is called
File
Date and time of the request
Volume of data transferred
Notification of successful request
Browser type and version
User’s operating system
Referrer URL (the website the user came from)
IP address and the requesting provider (anonymised).

FRIDAY only uses the log data for statistical evaluations for the purpose of ensuring the operation, security and optimisation of the website offer. However, FRIDAY reserves the right to check the log data at a later date if there is a reasonable suspicion of unlawful use.

Email

When contacting us, your details will be recorded for the purpose of processing the request as well as in the event that further questions arise.

Data security

Please note that the internet is a global, open network. When you transmit data over the internet, you always do this at your own risk.

The personal data transmitted by you is protected using encryption mechanisms (Secure Socket Layer) that are compliant with the current security standard. Despite comprehensive technical and organisational security measures being taken, data may be lost or intercepted and/or manipulated by unauthorised persons. FRIDAY takes appropriate technical and organisational security measures to prevent such occurrences within the FRIDAY systems. Your computer, however, is outside the scope of the FRIDAY IT security measures. It is therefore your responsibility, as the user, to obtain information about the necessary security precautions and to take appropriate measures. FRIDAY is under no circumstances liable for any damage that may result from loss or manipulation of data.

Secure Socket Layer (= SSL)

Secure Socket Layer (SSL) is a protocol for enabling secure data transmission via the internet. Most browsers support this procedure. SSL uses the public key method, in which data encrypted using a publicly accessible key can only be decrypted using a specific private key. Most browsers use a key or padlock symbol to indicate whether the connection is secure or not secure.

Right of access and rectification

On request, we will inform you in writing whether we have stored personal information about you and what personal information we have stored. If, despite all our efforts to keep our details correct and up-to-date, incorrect information has been stored, we will amend it upon receiving your request to do so.

Scope of application of the data protection declaration
This declaration on data protection applies only to this website. This website may contain links to other providers or websites that do not fall under the scope of this data protection declaration.

Contact for queries regarding data protection
Please contact our data protection officer (data-protection@friday-insurance.com) if you have any questions concerning this data protection declaration, require further information, have suggestions, or would like to register a complaint.